WIKIBAN: Banking Tips
Showing posts with label Banking Tips. Show all posts
Showing posts with label Banking Tips. Show all posts

25 June 2017

GTBank Money Transfer *737*

GTBank account to another GTBank account holder or from a GTBank account to another bank holder, all from their mobile phone.



GTBank Money Transfer *737*



To initiate a transfer to a GTBank account, all the customers need to do is to just simply dial the USSD short code *737*1* followed by the amount to be transferred and then the NUBAN account number of the beneficiary.





Then you need to use the last four digits of your GTBank Naira MasterCard to authenticate each transaction. E.g. *737*1*Amount*NUBAN Account No *737*1*1000*1234567890#




To Transfer From Your GTBank Account to Other Banks Account: Simply dial *737*2*Amount of Money you want to transfer*The NUBAN Account Number of the Beneficiary#. All from your mobile number registered with your bank. You will then be asked to select recipient’s bank (FBN, Access, Zenith, UBA & DBN).




Enter last four digits of your GTBank Naira MasterCard to authenticate the transaction. Wait for the transaction to be completed and you will receive a debit alert once the transfer is successful.




The account name of the recipient will be displayed for you before you authenticate the transfer. This is to let you verify that you are actually sending the money to the right person and not to a wrong account. If your phone number is registered to both a saving and current account then your current account will be debited. Customers can transfer from N1,000 and a maximum of N20,000 daily.
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18 August 2016

Check Your Ecobank Account Balance Via USSD with Ecobank Quick Balance

Financial Institution are also not left behind because they offered one of the most important and complicated services in the world, you know having a money is one thing while taking measures to keep from unnecessary distraction is another thing. No matter how this technological world has improved and enhanced we can't really feel nice and great if the Banking Industry doesn't provide an easy way to process our transaction smoothly. Sincerely some transaction like checking your account Balance, paying your bills, buying recharge card and many others doesn't need a stressful method to execute the transaction, because we tend to use such kind of miscellaneous transaction regularly.

In this article we can just learn the code on how to Check your ecobank account balance easily by just dialing some USSD code from your phone in the comfort of your room  without going to the bank or visiting an ATM Machine near you.

Benefit of Ecobank Quick Balance

1. It is very simple and easy to use
2. It works without internet connection
3. It works with any type of mobile phone
4. The number is short and easy to memorize
5. It works every day and every night 24/7

How to Check your Account Balance with Quick Balance

Just Dial *326*0# with the phone number registered to your account and linked
how to check your account balance with ecobank


Note: N5 Transaction fee applies.


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24 July 2016

Introducing The Latest GTBank SMS Banking which allows you to Perform Transaction using Mobile Phone

As i used to say, development is coming in every section and part of every sector as a result of technological improvement and advancement in both telecommunication part and banking sector which is welcomed development, why because it simplify activities and field of solving issues, example of this development in the telecommunication field are rampant as you can Chat with MTN customer care LIVE to resolve your queries, so also in the banking sector you can Chat with GTBank Customer Care online to Solve your Banking Problems.

GTbank introduced another convenient way of solving inquires and also performing transaction via your mobile phone using SMS this new development is called "Bank on the go", The new GT SMS Banking allows you operate basic banking services through your mobile phone via SMS messaging, so also with this new SMS Banking.



FEATURES

Using this latest SMS banking you can:
  • Check your account balances on the go 
  • Request for Account Number Confirmation 
  • Subscribe to GeNS 
  • Balance Enquiry 
  • Purchase Airtime 
  • Reset Internet Banking Password 
  • Block your lost, stolen or compromised card
Read also: How to recharge your phone with any bank in nigeria anywhere at any time

IMPORTANT NOTES

Please note the following while using Gtbank SMS banking:
  1. Use your telephone number that is registered with the bank Any request sent with the wrong format or from the wrong mobile number will return with error messages. 
  2. NUBAN - Nigerian Uniform Bank Account Number and is usually in ten digit 
  3. 08076665555 is the only number you can send your account details to so take note of this (Please be aware of scammers)

HOW TO USE GTBank SMS BANKING

  • For Airtime Purchase: Send “Network Amount (NUBAN Account Number’) to 08076665555 
E.g MXX 1000 0123456789 to 08076665555
  • For Balance Enquiry: Send “Balance (NUBAN Account Number).” to 0807666555
E.g Balance 0123456789 to 08076665555


  • For Account Number Confirmation – Send ‘My Account’ to 08076665555
E.g My Account to 08076665555


  • For GeNS subscription: Send “Gens (NUBAN Account Number)” to 08076665555
E.g Gens 0123456789 to 08076665555
  • For Internet Banking Password Reset – Send ibank (NUBAN Account Number) to 08076665555 
E.g iBank 0123456789 to 08076665555

  • To block your lost, stolen or compromised card - Send 'HOTLIST ( NUBAN Account Number) to 08076665555 
E.g HOTLIST to 08076665555

REFERENCE: http://www.gtbank.com/personalbanking/ways-to-bank/sms-banking

BENEFITS OF GTBANK SMS BANKING

  1. Safety: Safe and secure means of banking transactions 
  2. Convenience: No more queues in confirming account balances 
  3. Accessibility: This service can be accessed from anywhere in the world and you can perfectly use it even with the absence of your ATM card

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5 July 2016

How to Withdraw Your Payoneer Funds on Any ATM Machine and to your Local Bank Account

Getting worked online and get paid is not the case as many people are getting money with many companies which offers their product services online through advertising and referral links, the must popular site which offer this kind of service is WinThrills which is actually the best as far as online money making is concerned.
If you are following the threads of this blog, i recently wrote a comprehensive post on How to Sign Up and Receive Your payoneer Mastercard at home with a reward of $25 free, but as of today i would like to discuss on how to withdraw your money from your payoneer account.

The best way to get paid online is via payoneer, because Payoneer is a financial services business that provides online money transfer and e-commerce payment services. Payoneer is also a registered Member Service Provider of MasterCard worldwide which accept payment world wide through any means of payment.

How to Withdraw Your Payoneer Funds on Any ATM Machine and to your Local Bank Account

As i started earlier not getting paid online via your payoneer account matters but how to withdraw the cash paid to you in your account matters, so let quickly look at the steps involved on how to withdraw your cash from your payoneer account 

HOW TO WITHDRAW MONEY FROM YOUR PAYONEER ACCOUNT

Withdrawing cash from payoneer is very simple and easy just use one of the method provided below.

Read also: How to Sign Up and Receive Your payoneer Mastercard at home with a reward of $25 free

First Method

I know all the question we usually asked is Can I use the ATM to withdraw funds from my Payoneer Prepaid Card?

  • Yes, you can use the Payoneer Prepaid Card to withdraw funds at any ATM machine that accepts MasterCard. But how
  • you can withdraw money from your payoneer account via you mastercard in any ATM Machine that accepts master card all over the word using the normal ATM withdrawal method 

Second Method

This method has to do with Withdrawal of Funds from Payoneer to Your Local Bank then withdraw the cash via your local bank account.
it can be done via the steps below:

1.  Log in to your Payoneer account.

  • From the main menu, select Withdraw and then To Bank Account.

If you have never used this service, you’ll need to add a bank account in order to begin withdrawing funds.
To do so, click + Add new beneath the bank account field and fill in the required details. Once submitted, your bank account details will be reviewed and verified – this process generally takes a few business days. Once your bank account has been verified, you will receive an email confirmation and can then begin withdrawing funds.

  •  In the From drop-down box, select the currency balance or card from which you would like to withdraw funds.

  •  In the To drop-down box, select the destination bank account – the bank account into which the funds will be deposited.

  •  In the Withdrawal Amount field, enter the amount which you would like to withdraw.
Before entering the amount, note the minimum and maximum amounts and your available balance as displayed beneath this field.

  • In the Description field, enter a short description of the withdrawal. This is a mandatory field.
 How to Withdraw Your Payoneer Funds on Any ATM Machine and to your Local Bank Account
  •  Click Next.

  •  Fill in the details in the Security Confirmation page and click Finish.
That’s it! You will receive an email confirmation after completing the withdrawal and the funds will reach your account within 3-5 business days.

Note: After you Withdraw Funds from Payoneer to Your Local Bank, Then you can use your local bank account to withdraw your money.

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How to Sign Up and Receive Your payoneer Mastercard at home with a reward of $25 free

Working online to make money is very nice and also acceptable by any law worldwide, Money is very essential in human life especially bloggers in the field of internet, which i do believe many website owners especially bloggers are just blogging to get some cash which actually led to the downfall of bloggers.

well not working with any internet payable company and earn cash online matters, but how to get paid while leaving in Nigeria without any stress is the case. so as from today henceforward i do believe that, getting paid online is simple and easy as a result of the introduction of Payoneer.

Payoneer is a financial services business that provides online money transfer and e-commerce payment services. Payoneer is also a registered Member Service Provider of MasterCard worldwide which accept payment world wide through any means of payment.

https://share.payoneer.com/nav/5cJdL8ITSHyd5L5OSKaFSQTywLCKF-oKKIobH6NofGPmomFU5ldvtCGIRqetnheTFwSKSbqBh1R-wLonxpvVvQ2

Let me introduce to you the number one accepted  online money transfer and e-commerce payment services talking of Payoneer and also how to get its master-card while staying in Nigeria with $25 instant bonus if you received $100 payment from any company.

How to Get payoneer Mastercard with Instant reward of $25 for free

Requirement
  • Make sure you have a NIN number as contain on your national ID.
  • Working email (Gmail,yahoomail e.t.c.)
To Activate & Get Instant reward of $25 

It is simple just follow the bellow link and you are good to go.
 

Fill the form as provided then, after the account opening you will be given $25 instantly as reward when you receive $100.

Advise: computer is more preferable for the account opening considering the network problem.


Read also : How to Withdraw Your Payoneer Funds on Any ATM Machine and to your Local Bank Account


Note: after proper activation of your account and successful account opening, you will received a mail via your email address informing you on the date of the arrival of your master-card to the residential address given to them by you during the registration process, then after that you would be asked to activate your card which is done online via your account username and password on their website, and its the final stage then you are good to go


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9 June 2016

How to link Your Bank Verification Number BVN with UBA United Bank For Africa

UBA customers can now link up there BVN data by just dialling some simple USSD code as explained below. As you are all aware now linking your BVN data is compulsory now to use your bank account because you can't be able to withdraw money or transact without BVN. So United Bank For Africa customers can now link up there BVN details easily without stressing yourself to go to there nearest branch. These makes them follow steps of GTbank and Firstbank in linking there BVN offline.

About Bank Verification Number BVN

The BVN is a unique number given to all bank customers in Nigeria who had their finger prints and pictures taken at bank branches around the country. Each customer’s biometric and personal data is attached to all bank accounts he or she operates whether personal or corporate. Individual customers have single BVNs no matter the number of accounts they operate in as many banks as they desire. Consequently customers are able to register for BVN in any of the banks in which they have accounts. Once they get their numbers, they are required to send them to all the banks in which they operate accounts.


How to Link BVN to UBA Account

Simply dial *919*6# on the phone number you open your UBA Account with and enter your BVN number when prompted. you can also visit there online platform to Link your BVN.


If you dont want to miss any of our latest update you can subscribe here with your email address or you can follow us on facebook to get the latest updates about tech and more.
 

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12 April 2016

Why GTbank *737# service Menu is not Secured. A MUST READ

You may be amazed why a mere Blogger will be complaining about the banking security system of one of the best nigerian Banks. Well everybody has a different preconceived notion regarding different point of view as how someone view a situation. GTbank is one of the best nigerian bank in providing quality and efficient service to its customers more especially by introducing the *737# menu to allow its customers perform different kind of transaction like recharging your phone, paying your bills and opening an account with them and many more (check HERE).

Nowadays online transaction are much as everybody engage himself one way or the other to buy something online or perform a certain transaction with his bank account and with *737# Menu you can easily transfer money from someone bank account to your bank account directly by just using the last four (4) digits of his ATM card.
Be conscious when using *737# to perform transaction

Disclaimer

This post was not associated with GTbank or its associates and its not written to detriment the image of GTbank but to make you aware of some security flaw and a solution to make your banking transaction simple and safer.

You might Also want to Read:
How to chat with Gtbank Customer Care Online
How to buy Airtime, pay your bills with GTbank offline

How *737# Code works with GTbank

This is a service menu that is used by any Gtbank customer to buy airtime, pay your nepa or DSTv bill, send airtime to friends, transfer money from your account directly to any other Gtbank customer or to other banks respectively. When you just dial *737# with the phone number you used in opening the account it will show up a menu of different transactions, assuming you want to transfer money to a friend, then what you need to do is just to select 4 and fill the requisite field available, after completing everything you need to use your last four (4) digits of your ATM card to authenticate the transaction. Basically you can notice that the last four (4) digits of your ATM card is the backbone of this transaction and without it *737# Menu is useless.

Unfortunate Situation

You have a GTbank account with huge amount of money inside and unfortunately for you someone inside your Office, family or a workaround friend is pretending to be a good Samaritan to you thereby given him access to your phone or your ATM card thinking that all is well. That mole within you can be able to memorize the last four (4) digits of your ATM card at a glance and whenever he is opportune to have access to your phone, he can easily transfer money to his bank account within couple of minutes and even thereby deleting the alert messages available on your phone, you can not be able to notice the transaction at the spot unless you are like me in collecting bank statement every month, which unfortunately for you and fortunately for him you are being frauded easily.


How to Protect Yourself from being Scam

Well haven't notice of the loophole is for you to know and be aware the kind of security counter measure you should check and implement to make sure that the unfortunate circumstance in the above paragraph never occurs. For those using Android phone i can recommend you to use Applock (download HERE)  in securing most of your Application especially the "phone" where someone dials a number or if you using another device that cannot support Applock you can always lock the phone using the security feature provided by the manufacturer of the device and still in some cases someone will remove your sim and put it on other device, in this case you are also mandated to enable sim card lock on your SIM as its best way for this.

Not only that, your ATM card is a great asset to you and you need to make it confidential by not disclosing it to anybody especially if you suspecting someone of a similar behaviour. Dont allow many people to get a hold of you ATM card even for a glance.

My Recommendation to GTbank

Gtbank engineers might not be aware of this certain security flaw but am using this platform as means of recommending a new secret password/PIN to be introduced for proper execution of the *737# service Menu i.e. one has to cram his password/PIN thereby not telling anybody as in similar to ATM card PIN which i believe will be difficult for anyone to guess and to discontinue the use of ATM last four (4) digits PIN.

Conclusion

Security is an illusion, weather you are using any other commercial bank in nigeria or abroad you have to be always vigilant and take counter measures in securing your banking details because anything that has advantage also have its disadvantage.

 
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16 February 2016

How to Chat with GTBank Customer Care online to Solve your Banking Problems

Everything is becoming easier and simple in terms of this technological development. Every company or banking sector or organization is adopting various online technique to promote its good and services. GTBank is also bringing out the most safe and convenient way to solve your banking problems by just chatting with them online. if you don't forget MTN and Etisalat also had this platform before to enable your solve your problems with them. Well, for GTbank is actually very simple and easy.
how to chat with gtbank online

How to Chat with GTBank Customer Care fast and Easy

Just get on to http://www.gtbank.com on your browser,
And then check the Right Bottom corner for the chat window and click on it to maximize and input your Name, E-mail, Phone number, subject and message to initiate the chat.

READ ALSO: How to Recharge Your Phone with any Banking Sector in Nigeria 

Am waiting for other Banks like FirstBank and Zenith Bank to join the queue also

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9 December 2015

How to recharge your phone with any bank in nigeria anywhere at any time

Gone are the days we go around struggling to buy recharge card or visit the nearest ATM machine with our card to buy airtime in other to use. With the advent of technology many essential things has become so easy and simple to do, you can now request for airtime at the comfort of your room anywhere within nigeria as long as you operate a valid bank account with sufficient fund. I can remember it all started with GTbank for allowing their customer to buy airtime online before other commercial banks takes the path. One thing i like about this aspect of transaction is that it is very helpful in terms of emergency.

recharge your phone offline in any nigerian bank
In this guide we can look at various and different USSD string codes to enable you purchase airtime (recharge your phone) irrespective of the commercial bank you are using in nigeria. To buy airtime on your phone make sure you are requesting the credit with the phone number you registered or open the bank account with.
Each commercial bank has a different way of requesting airtime but the situation varies in some banks because you have to visit there nearest branch close to you and register your account with the service to enable you buy airtime via USSD code in your phone.
Below is list of selected bank in nigeria that support the service of recharging your phone through dialling a ussd string code and how to buy airtime with your phone offline...

READ ALSO: How to pay your bills and transfer money with Gtbank & first bank

 

How to buy airtime with your phone in all nigerian banks

 

Guaranty trust bank recharge code

If you are using GTbank, here is the code to quickly recharge your phone with them *737*amount# E.g *737*500# and of you want to transfer to other person dial *737*phone no.*amount# but you have to verify the transfer by entering the last 4 digit of your ATM card

    

Access bank recharge code for airtime  

Those using access bank simply dial *901*amount# E.g *901*500#

 

First bank recharge code for airtime 

quickly recharge your phone by dialing *894*amount# E.g *894*500#

Eco bank recharge code

customers using ecobank can simply recharge there line by dialing *326*amount# E.g *326*500#

 

United bank for africa (UBA) recharge code 

for  quick self-recharge dial *389*033*1*amount# E.g *389*033*1*500#

 

Keystone bank recharge code

dial *322*082*amount# E.g *322*082*500#

 

Unity bank recharge code

unity customers should simply dial *322*215*amount# E.g *322*215*500#

 

Zenith bank recharge code

for zenith bank users, *302*amount# E.g *302*500#

 

Sterling bank recharge code

top up your line with *822*amount# E.g *822*500#

 

First city monument bank (FCMB) recharge code

just press *322*214*amount# E.g *322*214*500#

 

Fidelity bank recharge code

fidelity guys will just press *770*amount# E.g *770*500#

 

Skye bank recharge code 

simply punch *389*076*1*amount# E.g *389*076*1*500#

 

Stanbic IBTC bank PLc recharge code

To request airtime in stanbic dial *909*amount# E.g *909*500#

 

Heritage bank recharge code

dial *322*030*amount# E.g *322*030*500#

 

Wema bank recharge code

simply dial *322*035*amount# E.g *322*035*500#

 

Diamond yello account direct recharge code  

For those that uses DYA just dial *777*555*phone no.*amout*pin# E.g *777*555*08033223322*500*1234#

Always take into consideration that the minimum amount to be request is N50 and maximum of N5000 for the transaction to be successfull
Tell us the bank you use that we miss here
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26 November 2015

Check and Link your BVN Number to Firstbank, GTbank and other Banks

Banking without BVN is just as using internet without google as all is well but not all are well, CBN has mandate all other banks and financial institution to restrict customers account who does not enroll for BVN as from 2nd November 2015 which as a result deny many customers from withdrawing cash from their bank either at ATM, POS terminal or otherwise. BVN helps to reduce fraud, increase efficiency of banking operations and also enable customers to future credit facilities.

how to link bvn wikiban.com

You can simply enroll for the bank verification number at any bank branch you have an account with, some face issues whereby you operate many account with different bank and thinking of the stress to await the long queue to enrolling for the BVN at each of the bank you have an account with, you can simply help and assist yourself by just enrolling at one particular bank located near you and linking the BVN to other banks you have account with.

Well actually as we know the bank verification system was introduced to give a unique identity that can be verified across Nigerian banking industry (not peculiar to single bank) and to protect customers account from unauthorized access. Getting the bank verification number usually takes 48 hours to a week before we re-enroll again after 10 years because it will expired after every 10 years.

Without disturbing you with much noise lets look at some tip on how to link your BVN without going to the branch but before we proceed take into consideration that when your using your phone to check or link BVN, you service provider will charge you a fee of N10 airtime;

READ ALSO: How to transfer money, buy airtime and pay your bills without internet on GTbank

How to check your BVN number

First of all if you enroll for the BVN you can check your BVN number by dialing
 *565*0# 

How to link your BVN to any bank via USSD

*565*2#

you will see a list of all available nigerian bank, select the bank you want to link your BVN with and other relevant  data as may be required to complete the process.

How to link your BVN to firstbank online

Its very simple just get this link on your browser

 http://bvn.firstbanknigeria.com/ 

how to link bvn to firstbank online


As you can see in the image above, just fill in the form with the requisite information and click submit, then you are good to go

How  to link your BVN to GTbank online

Just as the one for firstbank above go to

https://gtmt.gtbank.com/BVNLinker/start.aspx 

hwo to link bvn to gtbank online

As you can see in the image above, just fill in the form with the required details and click submit, then you are good to go

Note: Make sure the website you will submit your BVN credentials is the real site of the bank by checking your address bar and making sure it is the site domain, that's why its highlighted in red to make you noticed and avoid phishers.

How to link your BVN to GTbank on ATM machine

Just walk to any GTbank ATM near you and slot your ATM card
  • After slotting your ATM card, enter the 4-digit pin to proceed
  • Choose the BVN linking option
  • Enter your 11-digit BVN and click proceed
  • The ATM will validate the 11-digit pin by confirming the digit to you
  • Select proceed when the digit is confirm
  • Insert your ATM pin to complete the validation and click submit
  • Then your good to go
Always keep your BVN number safe as not to disclose it to any one to protect your account from fraudulent activities

Tell us more about BVN you think we miss here
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